Freelancers can apply for a business credit card as sole proprietors, with their own name and Social Security number. Learn ...

Rotating-category cards pay 5% only if you activate each quarter, and Discover won’t backdate it. Find out this quarter’s ...

Celebrities go broke when costs set in their best years outlast the money. Build your budget on a lean year’s pay instead.

Skimmers copy your card’s magnetic stripe when you swipe. Tap or insert the chip instead, and check gas pumps and ATMs for ...

Extra student loan payments can just prepay your next bill instead of cutting your balance. Find out how to aim them at ...

Chase, Amex, Capital One, and Citi points can move to airline programs that often price the same flight for far fewer points.

Bankruptcy pays shareholders last, and the plan usually cancels the old stock. Learn the warning signs to check before you ...

Your card issuer usually reports your statement balance, so paying in full on the due date can still leave a big balance on ...

A free discount card can make a prescription cheaper than your copay. Learn how to compare pharmacies, ask for both prices, ...

An ESPP lets you buy your employer’s stock at up to 15% off. Sell the shares as soon as your plan allows to lock in the gain.

Cashing out a 401k when you change jobs costs taxes, usually a penalty, and decades of growth. Ask for a direct rollover.

You can toss most tax records once a return is three years old, but papers tied to a home, investments, an IRA, or an HSA ...